Loans for Self-Employed Borrowers

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Many self-employed individuals have a difficult time qualifying for mortgage financing. Most banks require self-employed borrower to provide two years of recent tax returns and will look at the net income (after deductions and write-offs) reported on the returns. We will allow for the use of bank statement deposits to qualify, without the need to review tax returns.Our loans for self-employed borrowers do not require tax returns. Read more about all of our “no tax return” programs here.

  • Tax returns are not required
  • Qualify using 12 months of business or personal bank statements
  • Use 100% of deposits into personal accounts
  • Use 50% - 85% of deposits into business accounts
  • As little as 10% down payment required
  • Loans up to $6 Million, larger by exception

Perfect for self-employed buyers who do not show enough net income on tax returns to qualify for traditional financing.

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